Payments

Accept payments for less.

Online, and on your platform. One balance, one payout, 2.49% + 20¢ per US card payment.

Visa, Mastercard, Amex 3-D Secure built in From the dashboard, the app, the API or an agent

Three card payments to Brightwell Studio: $45.00 for a workshop ticket through a payment link, $20.00 for an order through a hosted checkout, and $12.00 for a monthly Pro plan renewal. All three land in one balance of $77.00, which goes to the bank as one payout.

A payment link, a checkout and a subscription paying into one balance and one payout.
Everything around the payment

The same toolkit, whichever way you’re paid.

Links, pay pages and renewals all land in the same feed, pay out on the same schedule and refund the same way.

Payouts

T+3 settlement (T+7 while your account is new). Standard payouts are free. New accounts start with limits and a rolling reserve, which ease as you build a clean history. After that, instant payout of your pending balance costs 0.99%, taken from the payout. See our terms.

Refunds

Full or partial, from the dashboard, the API or the iPhone and iPad app. Your customer gets the full amount back; the processing fee isn’t returned.

Disputes

Evidence drafted from the payment’s own history for you to review and submit. A $15 fee applies only if the dispute goes against you.

Webhooks and events

Signed events for every change, retried for three days, with a test send and a delivery log.

Receipts and statements

Receipt emails and pages for your customers. Monthly statements as CSV or PDF, and daily reports, for you.

Customers

Search customers and see what each has paid, refunded and disputed.

Security

Card numbers never touch our servers.

Cards go straight into secure card fields and stay with our PCI DSS Level 1 processor. What we do hold (your keys, your team, your events) is locked down.

How we keep it safe

Cards stay out of reach

Card payments are processed by Stripe, a PCI DSS Level 1 provider. Card numbers, CVCs and PINs never reach Tuppence, our logs or our SDKs.

Keys you can scope

Restricted keys with only the permissions they need, IP allowlists, and an alert if a key leaks.

People sign in properly

Two-factor sign-in, roles for your team, and Face ID before a refund in the app.

Everything on the record

An audit log of who did what, 30 days of request logs with secrets redacted, and signed webhooks.

Payments that give more back.

Start in test mode in a minute. Go live once you’re verified.