Hold it. Spend it.
One euro balance for everything you take, paid out to your IBAN. Cards for your team and your agents, with limits you set.
- Free payouts
- Limits and approvals
Your money, and the cards that spend it.
Balance and payouts
Every payment lands in one balance and is paid out to your IBAN on a timetable you can see.
How payouts workTeam cards
A physical card for each person and virtual cards in a click, each with its own limit.
Explore cardsAgent cards
A virtual card per AI agent. Anything over its limit waits for a person to approve it.
Agent cardsSpend controls
Daily limits, the kinds of shop each card can use, and approvals for the big ones.
Spend controlsCards for your platform
Issue cards as any business on your platform, in one call, with Tuppence Connect.
Connect cardsThe middle of the money’s journey.
- Get paidPayments
Checkout, links, subscriptions and the counter.
Payments - HoldYour balance
Everything lands in one place, and pays out to your IBAN.
- SpendYour cards
Team and agent cards, with limits you set.
- RunBusiness tools
Store and bookings.
Business tools
to pay your balance out to your IBAN, by SEPA.
- Card payments€4,200.00
- Card spend−€480.00
- Paid out by SEPA€3,720.00
- Payout fee€0
Not in a Tuppence bank account.
Money from your card payments is held in your account’s balance with our card processor, Stripe Payments Europe, Limited, until it’s paid out to your IBAN. Tuppence never holds it.
How we’re set up- Kept apartHeld by our card processor, separate from Tuppence’s own money.
- Cards from a regulated issuerTuppence cards are issued by Stripe Technology Europe Limited, an electronic money institution authorised by the Central Bank of Ireland.
Where the money comes from, and what it runs.
Accounts and cards, answered.
Is this a bank account?
No. Tuppence is not a bank. Your balance is held with our card processor, Stripe Payments Europe, Limited, and paid out to your own IBAN.
When do I get my money?
While your account is new, funds can be paid out seven days after a payment, then three working days after. Standard payouts are free.
Do I need an AI agent to use cards?
No. A virtual card is your business’s own unless you give it to an agent. Use it for your team’s software, subscriptions and suppliers.
Card payments from 0.9%, paid out by SEPA.
Tuppence is coming to the eurozone. Join the waitlist, and we’ll email you once, when it opens.